/* ============================================================
   ANK 세무회계 — 푸터
   --footer-bg 만 바꾸면 푸터 배경만 바뀝니다 (헤더 CTA 등 다른 곳의 navy 색과 분리됨).
   ============================================================ */

.site-footer {
  --footer-bg: var(--navy);
  background: var(--footer-bg);
  color: rgba(255,255,255,0.85);
  padding: 48px 0 28px;
  font-size: 0.88rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr;
  gap: 32px;
  margin-bottom: 32px;
}

.footer-grid h4 { color: var(--white); font-size: 0.95rem; margin: 0 0 14px; }
.footer-grid p, .footer-grid li { color: rgba(255,255,255,0.7); margin: 0 0 8px; list-style: none; }
.footer-grid ul { margin: 0; padding: 0; }
.footer-grid a { color: rgba(255,255,255,0.7); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.15);
  padding-top: 20px;
  text-align: center;
  color: rgba(255,255,255,0.55);
  font-size: 0.8rem;
}

@media (max-width: 860px) {
  .footer-grid { grid-template-columns: 1fr; }
}